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Mary Koszulinski-Amato

(365)524-0630

Mortgage Agent Level 1

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mka@teambreezeful.com

house

Mortgages, Ontario Canada
With you from Start to Funded

Image by Maria Ziegler

Rates

  • Fixed rate mortgage

  • Variable rate mortgage

  • Hybrid mortgage (fixed & variable)

I specialize in helping clients navigate their home financing options and structuring mortgages that allow them to make confident, well-informed borrowing decisions. And with access to 30+ lenders, I have a competitive edge on rates giving them the best possible rate and term options.

Lender Types

2. DOCUMENTS

  • Banks

  • Prime lenders

  • Alternative lenders

  • Private lenders

Mortgages Options

  • Purchase

  • First Time Homebuyers

  • Investment

  • Mortgage Renewal

  • Refinancing & HELOC

  • Debt Consolidation

  • Reverse Mortgage

  • Bruised Credit

  • New Construction

  • New to Canada

  • Self Employed

  • Cash Back Options

I send a secure link where you will upload the required documents directly and safely, ensuring your sensitive data remains protected throughout the process.

How We’ll Work Together

1. ASSESSMENT (10-15 min)

3. REVIEW

Initial call to get acquainted with each other, assess your goals, timeline and gather preliminary information to shape an effective approval strategy.

I carefully review all documents to make sure everything is complete and in order, proactively identifying any potential items that need clarification.

2. DOCUMENTS

4. MEETING

I send a secure link where you will upload the required documents directly and safely, ensuring your sensitive data remains protected throughout the process.

In person or over Zoom, we meet to walk through your pre-approval where I explain all the details, mortgage options, and strategic next steps.

5. APPROVAL/CLOSING

Once we have approval, we will then move onto closing.  I will be with you every step of the way.

Whether you’re a first-time homebuyer, moving, refinancing, managing credit challenges, or planning renovations, I’m here for you. I will help you move confidently toward your goals,  answer any questions you have and get you through from start to funded.

Contact me today to get started!

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